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The start of a new year almost always inspires individuals to commit to resolutions that will improve the quality of life. And in the spirit of the new year, new you mantra, a mortgage review reminder is aptly timed. Many mortgage holders underestimate the value of proactively reviewing their finances and in particular their mortgages.

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Guide: The Best Places to Get a Mortgage Loan in America In the United States, there are few aspirations more commonly-shared than the dream of owning one’s own home. And, as with many large purchases, most people do not have the full amount of cash on hand to purchase a home outright; this is where home mortgages come into play.