2016-06-02  · Banks trying to reduce risk are. finding that during that time the percentage of overall mortgages issued to african americans fell. boeing report.

The Foreclosure Exposure report found that nearly 31 percent of home-refinance loans made to African-Americans in San Diego County in 2006 were high cost. Twenty-five percent of such loans to Latinos.

Northern, the nation’s 35th-largest financial institution, agreed to establish a $700,000 fund, rather than pay a fine, to compensate at least 63 African-American and Hispanic families denied home.

Fifty years after the federal Fair Housing Act banned racial discrimination in lending, African-Americans and Latinos continue to be routinely denied conventional mortgage loans at rates far.

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About 29 percent of African Americans. with high-cost loans, compared with only about 10 percent of white Americans, according to an a consumer advocacy group’s analysis of new data from 15 large.

A shocking new investigation by Reveal and the Center for Investigative Reporting has uncovered evidence that African Americans and Latinos continue to be routinely denied conventional. Reveal.

Under the new law, smaller banks with fewer than 500 closed-end loans or open-end credit lines do not have to report. found that African-Americans who apply for conventional mortgage loans are 2.5.

Mortgage discrimination or mortgage lending discrimination is the practice of banks, governments or other lending institutions denying loans to one or more groups of people primarily on the basis of race, ethnic origin, sex or religion.. Instances of mortgage discrimination occurred in United States inner city neighborhoods from the 1930s and there is evidence that the practice continues to a.

The Home Mortgage Disclosure Act is a United States federal law that requires certain financial. US financial institutions must report HMDA data to their regulator if they meet certain criteria, such as having assets above a specific threshold.. African Americans), ethnicities (e.g. Hispanics), or genders (typically women),

Blacks and Latinos were more than twice as likely as comparable whites to. a large bank at the height of the housing boom – high-income black. of the American Sociological Association, he analyzed Home Mortgage. 2.8 times more likely to be denied for a loan, and Latinos were two times more likely.

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Banks unfairly deny mortgages to African-Americans and Latinos – report.