(ways to use a reverse mortgage. planning at Texas Tech University, who has been researching and writing about the HECM program for years. “Today, the costs can be on par.
It is important to consider your current health status when applying for a HECM reverse mortgage, because you need to have the loan for at least a few years to make it worth doing.
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We offer ONLY Reverse Mortgages, also known as home equity conversion mortgages (HECM). We do business ONLY in the great state of Texas! Our mission is to set the highest standards in the Reverse Mortgage / HECM industry. Our integrity is paramount and we strive to be the best informed professionals in the business.
In the world of mortgages, one term is a must-remember for senior homeowners: home equity Conversion Mortgage, also known as a HECM, or "heck-um." A breakdown of HECM loans and how they work reveals just how helpful they can be for qualified senior homeowners who are 62 years of age or older.
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Reverse Mortgage Specialist , HECM for Purchase Specialist, 35+ years of Mortgage Experience. Former President of The Texas Mortgage Bankers Association and National Board of Directors for The.
Last week we found out that the passage of Housing and Economic Recovery Act of 2008: HR 3221 would eliminate the HECM advisor program. This wasn’t something anyone in the industry expected from the.
. himself Monday to the reverse mortgage industry by giving a Home Equity Conversion Mortgage (HECM) program update to assembled reverse mortgage professionals. Miller, named to his new post in.
New requirements to assess a HECM borrower’s risk of default, collectively referred to as financial assessment, were implemented in 2015. These measures are business-as-usual for most mortgage.
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For so many homeowners age 62 and older, a Home Equity Conversion Mortgage (HECM) – also known as a reverse mortgage loan – could be a flexible and effective way to turn the equity you have in your home into funds you can use. My experience is broad and deep in financial services dedicated to senior households.