Chapter 10 – Real Estate Finance & Lending Institutions. – Start studying Chapter 10 – Real Estate Finance & Lending Institutions. Learn vocabulary, terms, and more with flashcards, games, and other study tools.

45 Flashcards | Quizlet – In the early years of the loan, the principal payment is very small, so it takes several years for the borrowers to increase their equity in the property. However, closer to the end of the repayment period, the borrowers’ equity increases much more quickly.

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Document – sec.gov – As part of a loan retention program, these adjustable-rate loans provide the borrower with an attractive rate reset option, which allow the borrower to re-lock the rate an unlimited number of times at the Association’s then current lending rates, for another three or five years (which must be the same as the original lock period).

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Rate Relock | Servicing Help Center | Third Federal – It allows you to relock your rate to our current rate for another three or five years anytime during the entire life of your loan without the hassle of a traditional refinance. At $295, it’s a fraction of the cost of a traditional refinance, which can cost $2,500 or more.