Florida Home Loan Limit Information. To find out the exact dollar amount you qualify for, call the Florida VA Home Loan Centers Applications Support Desk at 888-573-4496 or fill out the VA Home Loan Application located here.. The loan limits below are the maximum 2019, $0 down VA loan amount set for each county.

A VA IRRRL or VA Streamline Refinance – A simple, streamlined refinance of an existing VA loan into a lower interest rate & monthly payment. A VA Cash-out Refinance – A refinance of a non-VA mortgage or a refinance of an existing VA Loan which allows the borrower to receive cash back from the equity of the property.

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Florida VA Loan Limits and Florida Median Home Prices. Florida State VA Loan Limit: $417,000/$448,500 for Collier county, $529,000 for Monroe county. Florida Median Home Price: $152,300. The VA does not have an exact ceiling for how much you can borrow to finance your home with a VA loan; however, it does typically peak at just over $400,000.

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A VA Loan refinance can lower your rate and payment, and/or provide "cash out" for home improvement projects, debt reduction, or any other purpose. There are a few different types of VA Refinance loans. For those that currently have a VA Home Loan, usually, a VA streamline refinance loan is the best option.